The financial sector is buzzing with exciting updates, and Poonawalla Fincorp is at the center of it. A Pune-based NBFC, the company is making waves with its strong performance and ambitious expansion plans. Here's a closer look at what’s fueling their rise and why they’re the talk of the town.
Growth That Speaks for Itself
In Q3 2025, Poonawalla Fincorp recorded total disbursements of ₹7,150 crore, a notable jump from ₹6,313 crore in the previous quarter. This achievement highlights their robust operational strength. But the growth doesn’t stop there.
Their Assets Under Management (AUM) increased by 9% quarter-on-quarter, reaching an impressive ₹30,950 crore. Liquidity also remained strong at ₹4,800 crore as of 2024, ensuring the company has the resources to fuel its ongoing and future initiatives.
Winning Investor Trust
Strong fundamentals and consistent performance have boosted investor confidence. The company’s shares touched an intraday high of ₹329.85 on the Bombay Stock Exchange. A solid net profit of ₹854.6 crore in the September quarter only adds to the positive sentiment.
Additionally, Poonawalla Fincorp’s Net Interest Income grew 17.5% year-on-year, reaching ₹558.4 crore. These numbers reflect the company’s increasing profitability and long-term potential, making it a favorite for both seasoned investors and market watchers.
Plans for Expansion
Poonawalla Fincorp CEO Arvind Kapil is gearing up for an ambitious expansion. Over the next four to six quarters, the company plans to double its workforce and grow its branch network from 100 to 400.
They’re also set to launch six new retail-focused lending businesses. These will include loans for gold purchases, used cars, small businesses, and education. By catering to a broader audience, the company aims to expand its market share and strengthen its presence across India.
The Role of AI in Transformation
Embracing technology, Poonawalla Fincorp has integrated AI into its HR operations in partnership with IIT Bombay. This move has streamlined recruitment processes with quick candidate matching, real-time document verification, and instant screenings.
The HR team has also developed a WhatsApp bot to assist employees with queries about payroll, policies, and benefits. These initiatives have reduced hiring time by 90% and cut costs significantly, enabling the company to scale faster.
A Customer-Centric Approach
Poonawalla Fincorp’s growth is not just about numbers; it’s about people. The company’s focus on customer needs drives their innovative financial solutions. Flexible repayment options, user-friendly platforms, and quick loan approvals make their services appealing to a diverse clientele.
By offering tailored products and ensuring transparency, they’ve built trust among customers, solidifying their reputation as a reliable financial partner.
Building a Holistic Future
The company’s commitment to sustainable and holistic growth sets it apart. By addressing key market demands and integrating cutting-edge solutions, Poonawalla Fincorp ensures it stays ahead of the curve. With strong financials, a progressive mindset, and plans for rapid expansion, they’re poised for even greater success.
Comments